Fed raises rates for first time in years: What it means for your wallet
The Federal Reserve’s first interest rate hike in more than three years is likely to increase borrowing costs for many consumers, particularly those carrying variable-rate...
Category : Finance
Americans’ average 401(k) balance reaches record high, Fidelity data shows
Americans’ 401(k) balances reached a record high in the second quarter of 2026, new data shows. The average 401(k) balance climbed to a record $155,800...
‘The Ramsey Show’ co-host shares how to save $1,000 in 30 days
Some Americans may think saving $1,000 in just a matter of months is out of reach, but personal finance expert Jade Warshaw says they may...
Ramsey personality took Trump’s $1,000 for his son — then warned parents about one big mistake
When the federal government began depositing a $1,000 seed contribution into newly launched Trump Accounts for eligible children in July, personal finance expert and Ramsey...
Credit expert reveals the money move that may quietly hurt your credit score
When financial anxiety spikes, the impulse to aggressively pay off a car loan or mortgage seems like a bulletproof step toward financial freedom, but credit...
Student loan default rates surge, 1 in 5 borrowers now in default
Student loan defaults are up to a record high, with 9.5 million borrowers in default, meaning they are more than 270 days behind on loan...
Why Ramsey financial expert says there’s ‘no magic age’ to claim Social Security
As anxiety mounts over the projected 2032 depletion of the Social Security Old-Age and Survivors Insurance (OASI) Trust Fund, a viral online trend is urging...
Rachel Cruze warns young men are ‘throwing’ money away on habit ‘taking down a generation’
Rachel Cruze is warning young adults — especially young men — that chasing “quick” money through sports betting, cryptocurrency and risky real estate moves could...
Why claiming Social Security early out of fear that the program will run dry is ‘bad advice,’ Suze Orman says
As anxiety mounts over the long-term solvency of the Social Security trust funds, a growing number of Americans are rushing to claim their benefits early...
Americans’ 401(k) balances hit record levels in 2025
Americans’ contributions to their 401(k) savings accounts hit record highs in 2025, according to a new report from Vanguard. Among employees with active 401(k) accounts...