Student loan default rates surge, 1 in 5 borrowers now in default
Student loan defaults are up to a record high, with 9.5 million borrowers in default, meaning they are more than 270 days behind on loan...
Author : Aaron J. Dillion
Why Ramsey financial expert says there’s ‘no magic age’ to claim Social Security
As anxiety mounts over the projected 2032 depletion of the Social Security Old-Age and Survivors Insurance (OASI) Trust Fund, a viral online trend is urging...
Rachel Cruze warns young men are ‘throwing’ money away on habit ‘taking down a generation’
Rachel Cruze is warning young adults — especially young men — that chasing “quick” money through sports betting, cryptocurrency and risky real estate moves could...
Why claiming Social Security early out of fear that the program will run dry is ‘bad advice,’ Suze Orman says
As anxiety mounts over the long-term solvency of the Social Security trust funds, a growing number of Americans are rushing to claim their benefits early...
Americans’ 401(k) balances hit record levels in 2025
Americans’ contributions to their 401(k) savings accounts hit record highs in 2025, according to a new report from Vanguard. Among employees with active 401(k) accounts...
Beware the ticking time bomb hiding in your 401(k)
For working Americans with access to a 401(k), there’s perhaps no easier way to save for retirement. You tell your employer how much money you...
Social Security has less than 10 years before reserves are exhausted, new trustees report warns
The clock is ticking faster for American workers and seniors. The Social Security Administration’s newly released 2026 Trustees Report confirms that the federal retirement safety...
How much do you need to retire? A state-by-state breakdown
Americans of all ages are facing affordability concerns, with retirees on fixed incomes in particular feeling the strain – though where they choose to live...
Nearly half of Gen X workers are delaying retirement as rising costs, stagnant wages drain savings
For the generation that should be in its “peak savings years,” the prospect of retiring on time has shifted from a plan to a prayer....
Five financial mistakes Americans in their 30s and 40s are making, expert warns
Americans are facing mounting financial pressure, but even small changes to everyday habits could make a major impact on long-term wealth, one expert says. Nearly...