Until July 1, 2021 in Russia extended the program of preferential mortgage. The corresponding decree was signed by Prime Minister Mikhail Mishustin.
Under this program, the citizens are given funds for the purchase of apartments in new buildings. The Russians from Moscow, the Moscow region, St.-Petersburg and Leningrad region will be able to take the credit for the maximum amount of 12 million rubles. In other regions the mortgage “ceiling” — 6 million
Citizens should have the initial payment in the amount of not less than 15% of the total cost of housing. The state will reimburse the banks the difference between market rate and concessional 6.5%.
The program started April 17. Initially it was to end on 1 November, however, President Vladimir Putin instructed to extend its term. Currently, the share program accounted for 90% of the loans issued to purchase housing in new buildings. Over the past six months have been issued more than 230 thousand loans. A total of 669 billion.
The extension of the program will allow for another 600 thousand loans worth 1.8 billion rubles. 152 thousand credits to 303 billion rubles can be issued before the end of the year, — the press service of the government of the TV channel “Moscow 24”.
As previously wrote NEWS.ru in recent years mortgages have become a mass product and the main way of improving living conditions. However, in the future, this tool is unlikely to be as effective as before, despite a further reduction in loan rate, said the Chairman of the Public chamber Commission on housing, construction and roads Svetlana Razvorotneva.
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